Why Extra Loan Payments Under RAP Often Buy Nothing

You have $1,000 left at the end of the month and $250,000 in federal loans. You can send it to your servicer, or you can make the minimum Repayment Assistance Plan payment and keep the cash. A resident on Reddit recently ran the numbers and concluded RAP mostly pulls about $25,000 of payments into late […]

Rural Grants Pay $473,000 to Land Two Doctors

Federal Rural Health Transformation awards are reaching physician recruiting by two routes: grants that pay hospitals $473,000 to land two physicians, and service-commitment awards averaging $20,000 for trainees. The two routes run on very different timelines, and that gap shapes what rural employers and candidates can negotiate.

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