Disability Insurance for Residents: What Mental Health History Means for Your Coverage
Mental health history can lead to disability insurance exclusions or higher premiums—but delaying treatment to avoid underwriting complications creates its own risks. Here’s how to understand what insurers actually look for, what exclusions mean in practice, and how to time your coverage decisions without sacrificing the care you need.
Clinical AI Safety Gaps Reshape Physician Liability Landscape
New research reveals physicians are susceptible to AI-induced diagnostic errors even when contradictory evidence exists, while liability frameworks for AI-assisted care remain dangerously undefined. These safety and governance gaps are emerging as critical factors in physician employment decisions and contract negotiations.